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How Does It Work?

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  • Homesafe Wealth Release®  is a debt free equity release solution and is not a loan or a reverse mortgage.

  • As a Homesafe customer you enter into an uncompleted property contract, with all the relevant protections under property law, and can sell a capped share of the future sale price of your home;

  • Based on the capped share of the future sale price of your home that you decide to sell, your age and the value of your home today, Homesafe will make an offer to you for an up front cash amount for that future share;

  • There are no repayments and no ongoing fees or charges;

  • You decide when to sell your home (which may be many years down the track) then, and only then, Homesafe would receive its share of the sale proceeds of your home;

  • If you sell earlier than anticipated by Homesafe, you may be entitled to an Early Sale Rebate – which means Homesafe would receive less than the capped share you have sold to Homesafe;

  • At the time of sale, Homesafe will calculate its share of the sale price based on the share you have sold and calculates the Rebates available to you, and Homesafe receives its share of the sale proceeds from the purchaser of your home.

                                          


The basic fundamentals of the Homesafe Contract:

► You retain the right to live in your home for the rest of your life, or rent it out and keep the rent.

► The amount that Homesafe provides to you today is less than the same share of the property's value today as Homesafe is buying a share of the future value of your home and that is unknown today.

► Homesafe determines how much it can provide to you in cash today (or if you know the cash amount you want to receive today, the equivalent share of the future sale proceeds this converts to) based on the age of the homeowners and the value of the property today.

► In doing so Homesafe makes certain assumptions as to how long the Contract may be in place – which could be up to 20 years –  depending on the ages of the homeowner(s) today.

► The Early Sale Rebate provides a fair outcome for all parties and Homesafe may receive less than the capped share depending on when the home is sold and for what value.


To find out how Homesafe Wealth Release® can assist you, please click here.

Click here for examples of Actual Homesafe Customer Contracts

Homesafe provides peace of mind in retirement:

  • It is not a loan or a reverse mortgage
  • You remain the legal owner of your home
  • Live out your life in your home, or sell when you decide
  • You can rent out your home and retain the income
  • No requirement to sell your home if you move into aged care
  • You can buy back the sold share at any time
  • You can access any amount between $25,000 and $1,000,000*

* Terms, conditions & eligibility criteria apply.

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Check your eligibility

HomeSafe Wealth Release HomeSafe Wealth Release

To find out how Homesafe Wealth Release® can assist you, please click here.

1300 306 059

Monday - Friday 9am - 5pm

About Homesafe

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A product of Homesafe Solutions Pty Ltd (ACN 106 784 918). Terms and Conditions apply. Homesafe Solutions Pty Ltd is a company wholly owned by Federation HS Holdings Pty Ltd (A.C.N 677 407 500)

This product involves the sale of a future share in the sale proceeds of a home to Homesafe Solutions Pty Ltd. For more details call 1300 306 059.

Homesafe Solutions Pty Ltd is a company limited by shares and neither Federation HS Holdings Pty Ltd nor any of its related bodies corporate (to the extent permitted by law) have any legal liability to you in respect of the product Homesafe Wealth Release or the company Homesafe Solutions Pty Ltd.