Call us on 1300 307 059

Homesafe Wealth Release®

About Homesafe

The pioneer in debt-free equity release, helping asset-rich but cash-poor Australian homeowners unlock the wealth in their homes without going into debt or needing to downsize.

Homesafe Solutions Pty Ltd is the provider of a debt-free equity release solution for older Australians to access the wealth tied up in their homes without the need to downsize.

Homesafe Solutions Pty Ltd was founded in 2005 with the vision to provide older Australians with a fair and transparent alternative to taking out debt in retirement. Importantly, Homesafe was designed not only to provide a mechanism to access wealth tied up in the family home in a safe and secure manner, but also to ensure that the right to live in the home, once an equity release transaction is in place, is fully protected.

Our History

In 2005, “Homesafe Debt Free Equity Release” was launched as a pilot through Bendigo Bank to older Australians across Melbourne and Sydney. Since that launch, Homesafe Solutions Pty Ltd has received more than 180,000 enquiries from customers. In 2014, the product was re-invigorated and its name changed to Homesafe Wealth Release®.

In July 2024, Homesafe Solutions Pty Ltd was acquired by Federation Asset Management, with the intent of building on its strong foundation. In 2024, National Australia Bank commenced as the primary funder for portfolio growth and has already supported business growth in expanded locations, including regional areas.

In 2025, Homesafe was proud to celebrate two decades of operation - assisting older Australians with an ethical and transparent way to find financial independence in retirement. Homesafe Wealth Release® continues to be the popular debt-free way for older Australians to access the wealth tied up in their homes.

The Homesafe business is regulated by ASIC pursuant to Corporations Law and the Homesafe Wealth Release Contract is governed by Property Law.

A look back at some Homesafe brochures from over the years.

The debt free guide to home equity release
The debt free guide to home equity release
The homeowners' guide to debt free equity release
The homeowners' guide to debt free equity release
Wealth Release — Change nothing. Change everything.
Wealth Release — Change nothing. Change everything.

Our current brochure

Read our latest guide to Homesafe Wealth Release®.

Your Guide to Homesafe Wealth Release — open PDF in a new window
Open PDF in a new window

Important information: Under a Homesafe Wealth Release® contract, you sell a capped share of the future sale proceeds of your home to Homesafe Solutions Pty Ltd in exchange for a lump sum today. The maximum share of the sale proceeds of your home that Homesafe receives is capped and clearly stated in your Homesafe Contract; the equity remaining in your estate will be less than it would have been had you not entered the Contract. The Early Sale Rebate feature offered by Homesafe may result in Homesafe receiving less than the capped share and you would receive this with your share on sale. The funds made available to you may affect your entitlement to government benefits. This is not a loan and does not involve compound interest.

Recommendation: Independent legal advice and representation is mandatory and financial advice is highly recommended before entering into any contract.

Homesafe Solutions Pty Ltd. This website is for general information purposes only and does not constitute financial, legal, or taxation advice. Individual eligibility, lump sum amounts, and share percentages will vary. View our Privacy Policy and Financial Abuse Prevention Policy.

© 2026 Homesafe Solutions Pty Ltd. All rights reserved.